Deed Poll Name Change & Your Credit File: UK Guide

What is your new name?

Who is this deed poll for?

MyselfAged 16 or over — £19.99 My childUnder 16 — £19.99

Name you are changing from

First name

Middle name optional

Last name

Name you are changing to

First name

Middle name optional

Last name

A few details about you

Email address

Only used to retrieve your deed poll if you lose it. No marketing emails.

Date of birth

Day

Month

Year

Your current address

Address line 1

Address line 2 optional

Town / City

Postcode

Date of deed

Your witnesses

A UK deed poll requires two witnesses. They must be adults, not related to you, and present when you sign. They do not need to be a solicitor.

Legally recognised across the UK Secure payment via Stripe Instant PDF download No account needed One-off payment — nothing renews Accepted by DVLA & HM Passport Office

Add the letter pack All 9 letters written for you and filled in with your details — ready to print, sign and post. £6.99

See the 9 letters

Address included, ready to post

HMRC — tax and National Insurance
DVLA — driving licence

You add the address

HM Passport Office
Bank or building society
GP surgery / NHS
Employer — HR and payroll
Local council — council tax and electoral register
Utilities & broadband
Pension provider

Being straight with you: the DVLA and passport letters are cover letters — a driving licence is changed with the free D1 form, and a passport needs a new application. The letters make the paperwork easier, not different.

Post me printed copies 2 copies on heavyweight 100gsm paper, 1st class next working day — as well as your instant download. £7.99

Deed poll £19.99

Make your deed poll — £19.99

Your deed poll

A4, print-ready Updates as you type Yours to keep

Common questions

Will changing my name reset my credit score?

No. Your credit score is not affected by a name change. Your credit history, payment record, and score all carry over into your new name. Lenders report data to credit agencies using account numbers and identifiers beyond just your name.

Do I need to contact Experian, Equifax, and TransUnion directly?

Not necessarily. When your bank and other lenders update their records and report to the agencies, the agencies update their files. However, you can contact each agency directly to check and update your personal details if you want to confirm the change has gone through.

Could a name mismatch cause a failed credit check?

An inconsistency between the name on a credit application and the name on your credit file can cause friction with automated checks. The solution is to update your bank, electoral register, and main financial accounts promptly so that your file reflects a consistent name across all data sources.

Will my old name still appear on my credit file?

It may appear as an alias or previous name for a period, particularly at agencies that retain historical data. This is normal and does not affect your score. It simply records that you were previously known by a different name.

Should I update the electoral register to help my credit file?

Yes. The electoral register is one of the key data sources credit reference agencies use to verify identity and address. Ensuring your electoral register entry is in your new name helps keep your credit file consistent and reduces the chance of identity verification issues.